Please note that all Conversations Worth Your While podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the guests are their personal beliefs and do not represent the views of the podcast host or any affiliated organizations.

It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The host of the podcast, along with any participants or affiliated groups, does not take responsibility for any actions taken or not taken based on the information presented in this episode.

It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, psychology or other pertinent areas before undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life.